LANSING, Mich.—The state with the highest car insurance premiums in the country is on the verge of a political showdown over long-running efforts to cut rates by reining in generous medical benefits.
Auto-friendly Michigan, which is among a dozen “no-fault” states where drivers must buy personal injury protection, is the only one to require unlimited coverage for crash victims. Motorists who are seriously injured need not worry about health expenses, but the insurance is expensive.
