California Insurance Chief Wants Rules Eased to Speed Homeowner Claims in Burn Zones

Insurance Commissioner Ricardo Lara is asking companies to waive requirements that policyholders list 100 percent of personal property.

A State Farm sign sits amid the rubble of a ruined building on Sunset Boulevard in the Pacific Palisades neighborhood of Los Angeles on Jan. 16, 2025. Frederic J. Brown/AFP via Getty Images

In the wake of the Los Angeles County wildfires, California insurance companies have been urged to waive requirements that policyholders in the burn zones list 100 percent of their personal property on claims.

The call for “swift action” came from state Insurance Commissioner Ricard Lara on Feb. 6, a month after the devastating blazes.