90 Percent of Americans Won’t Wait Until 70 to Claim Social Security, Study Finds

Some expressed concerns about Social Security’s solvency.

A Social Security card sits alongside checks from the U.S. Treasury in Washington on Oct. 14, 2021. Kevin Dietsch/Getty Images

Nine in 10 Americans said they are not waiting until age 70 to claim their maximum Social Security benefits, according to a Schroders 2025 US Retirement Survey released on Oct. 21.

Schroders, an asset management company, said 44 percent of non-retirees plan to file for Social Security benefits before they turn 67, and only 10 percent are waiting until age 70, when individuals can claim their maximum monthly benefit, to retire.