\r\nRequired minimum distributions mean you need to take some funds out of tax-deferred accounts like traditional IRAs and 401(k)s once you reach age 73 and every year following. The move could bump you into a higher tax bracket. But there are certain ways to loosen the blow of RMDs. These include withdrawing money from your tax-deferred account when you reach age 59 1/2, doing a Roth conversion, and making a QCD if you’re at least age 70."} 5d:{"type":"p","text":"The Epoch Times copyright © 2026. The views and opinions expressed are those of the authors. They are meant for general informational purposes only and should not be construed or interpreted as a recommendation or solicitation. The Epoch Times does not provide investment, tax, legal, financial planning, estate planning, or any other personal finance advice. The Epoch Times holds no liability for the accuracy or timeliness of the information provided."} 4c:["$4d","$4e","$4f","$50","$51","$52","$53","$54","$55","$56","$57","$58","$59","$5a","$5b","$5c","$5d"] 60:{} 5f:{"termId":26,"name":"Business","slug":"business","termIcon":"https://img.theepochtimes.com/assets/uploads/2018/09/07/id2654862-BUSINESS.png","taxonomy":"category","termTaxonomyId":26,"description":"Breaking news on business and Markets, including the latest news in economy, markets, industrials, companies, and real estate.","parent":0,"uri":"/business","termImages":"$60"} 61:{"termId":713,"name":"Personal Finance","slug":"personal-finance","taxonomy":"category","termTaxonomyId":717,"description":"Find personal finance top news, headlines, and videos from credit cards, mortgages, retirement, savings, taxes, and more from the The Epoch Times ","rootSlug":"business","parent":26,"uri":"/business/personal-finance"} 62:{"termId":116266,"name":"Premium","slug":"premium","taxonomy":"front","termTaxonomyId":115682,"description":"","parent":0,"uri":"/front/premium"} 63:{"termId":160171,"name":"Bright","slug":"bright","taxonomy":"category","termTaxonomyId":159587,"description":"S

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