Online Health Insurance Marketplaces Reopen for Special Enrollment Period

Online Health Insurance Marketplaces Reopen for Special Enrollment Period
This screen grab from the website shows the main web page for the HealthCare.gov. HealthCare.gov’s market for subsidized health plans reopened on Feb. 15, 2021. (Centers for Medicare and Medicaid Services via AP)
Zachary Stieber
2/15/2021
Updated:
4/8/2021
Online health insurance marketplaces have reopened for a special enrollment period through May 15, after President Joe Biden signed an executive order last month.

Biden, in a statement on Feb. 15, said that he will do everything he can “to ensure that all Americans have access to the quality, affordable health care they deserve.”

“That is especially critical in the midst of a deadly pandemic that has already taken the lives of more than 470,000 of our fellow Americans and infected more than one out of every 12 additional Americans, often with devastating consequences to their health,” he said.

The three-month special period will help people “secure some peace of mind as we work to beat the pandemic and strengthen and build on the Affordable Care Act,” he said, encouraging people to sign up through the HealthCare.gov website if they don’t currently have health coverage.

The act is colloquially known as Obamacare.

Biden’s order affects the 36 states that use the federal marketplace.

At least 13 states and the District of Columbia, which operate their own platforms, are following the federal government’s lead and offering similar special periods for signing up.

President Joe Biden puts down his pen after signing executive orders relating to health care, at the White House on Jan. 28, 2021. (Kevin Lamarque/Reuters)
President Joe Biden puts down his pen after signing executive orders relating to health care, at the White House on Jan. 28, 2021. (Kevin Lamarque/Reuters)

Acting Health and Human Services Secretary Norris Cochran said in a recent statement: “President Biden was clear: we need to strengthen the Affordable Care Act and give more Americans access to health care, especially during this pandemic, which has further demonstrated the importance of having the right coverage. This Special Enrollment Period will give Americans who need affordable, quality health insurance an opportunity to get covered, and we encourage folks to head to HealthCare.gov starting on Monday to explore their options.”

Some 90 percent of people enrolled in coverage through the website receive financial help, and three-quarters of consumers buy plans that cost $50 or less per month when counting the assistance.

Each year, there’s a set period of time where people can sign up for health insurance. The period for 2021 had already elapsed prior to Biden’s order.

People interested in looking for health care can go to the website directly or use a phone to reach the marketplace’s call center. A network of over 50,000 agents and brokers are ready to help, according to HHS.

To promote the special enrollment period, health officials are spending $50 million on a mix of advertisements and other outreach methods.

The administration plans on releasing data on how many people utilized the special period on a monthly basis, with the first report expected early next month.