A recent analysis ranks Florida as the most expensive state in the nation for automobile insurance.
The national average rate for full coverage car insurance is $1,682 a year in 2022. With an average premium of $2,560 per year, or $213 a month, a recent analysis from insure.com ranked Florida as the most expensive state in the nation for automobile insurance. That’s a 23 percent increase in rates from 2021, making the Sunshine State about 52 percent more expensive than the national average. Ohio’s average insurance premiums of $1,023 a year, ranking the Buckeye State with the cheapest car insurance rates.
