By Emily Rella
During a time when so many small businesses were struggling and and trying to survive amid the pandemic, many applied for PPP (Paycheck Protection Program) government loans as a way to continue to pay their employees.The PPP, which was intended to be used by small businesses of under 500 employees, was classified as an “emergency disaster loan program” and allowed businesses to apply for loans up to 2.5 times their average monthly payroll in 2019.