Kudos to the folks in Washington who are advancing alternatives to the Affordable Care Act’s over-regulated and expensive health insurance policies. Small-business association health plans and expanding health savings accounts (HSAs) are among several tools to increase health care choices.
However, one element in the medical care cost analysis that is rarely addressed is personal responsibility for one’s health. Politicians are reluctant to “blame the victim” (patients), so they criticize the health care “system.” That misses the point: It is not the government’s job to keep us healthy.
