The Social Security program can be complex to navigate, so it is often helpful for retirees to mark key dates on their calendars, and Nov. 20 is one of the most important ones.
The Social Security Administration (SSA) recommends people create their personal Social Security account by November 20 to access important features like estimating future benefits, managing current benefits, requesting a replacement Social Security card, receiving a 1099 tax form, and checking application status.