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April is Financial Literacy Month, and a number of personal finance experts have shared with The Epoch Times their perspectives on the common mistakes Americans make when managing their hard-earned money—and tips for avoiding them.
The following examples are among the most common financial mistakes that may prevent you from reaching your financial goals this year—and beyond.
Not Having a Budget
Many people mismanage their finances by not having in place a clear budget to track inflows and outflows of money.
Tom Ozimek is a senior reporter for The Epoch Times. He has a broad background in journalism, deposit insurance, marketing and communications, and adult education.