SBA Doubles Combined Loan Limits of 7(a) and 504 Loans to $10 Million

The new rule will be effective beginning July 4. ‘The Trump SBA is unleashing historic new capital,’ said SBA chief Kelly Loeffler.

Kelly Loeffler, head of the Small Business Administration, speaks with EpochTV’s “American Thought Leaders” at her office in Washington on Jan. 7, 2026. Madalina Kilroy/The Epoch Times

The Small Business Administration (SBA) has initiated a new rule that allows eligible borrowers to get up to $10 million in combined financing from 7(a) and 504 loan programs, the agency said in a May 18 statement.

The 7(a) initiative is the SBA’s primary business loan program that provides financial assistance to small businesses and has a maximum disbursal limit of $5 million per borrower. The 504 program provides long-term, fixed-rate loans for major fixed assets, such as land, new facilities, and machinery. The maximum 504 loan limit is $5.5 million.