Dear Dave,
Your plan has been a lifesaver for us. Why do you think some people are unwilling to listen to good advice, and make changes in their finances?
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Dave Ramsey
Author
Dave Ramsey is CEO of Ramsey Solutions, host of "The Dave Ramsey Show," and author of best-sellers including “The Total Money Makeover.” Follow Dave at DaveRamsey.com and on Twitter @DaveRamsey.
