Are Banks Open or Closed on New Year’s? Wells Fargo, Citibank, Chase Bank Bank of America, US Bank Info

December 30, 2014 Updated: July 18, 2015

Many are wondering if banks are open or closed on New Year’s Eve. They’ll definitely be closed on New Year’s Day, which is on Thursday.

But for New Year’s Eve–Wednesday, Dec. 31–the major banks will be open. Some banks might have shortened hours.

Chase Normal hours
Wells Fargo Close at 5 p.m.
Bank of America Close at 5 p.m.
U.S. Bank Normal hours
PNC Bank Close at 4 p.m.
Capital One Close at 2 p.m.
TD Bank Close at 6 p.m.
BB&T Normal hours
SunTrust Bank Normal hours
Citibank Normal hours

According to

You can stop by the following banks to take care of your financial transactions on Dec. 31.

  • Bank of the West
  • BB&T
  • BBVA Compass, all branches are offering normal hours.
  • KeyBank
  • M&T Bank
  • Regions Bank
  • Santander  Bank, all branches will close at 3 p.m.
  • SunTrust Bank
  • TD Bank
  • U.S. Bank, some branches might be closed or have abbreviated hours.
  • Wells Fargo, some branches might have abbreviated hours.

GOBankingRates only listed the banks for which we could confirm New Year’s Eve hours. Banks not listed above will still likely be open on Dec. 31, but check with your local branch to be sure.


And despite there being shortened hours on New Year’s Eve, “checks that are deposited on these days (before the cut off time) will be processed as usual,” according to

“It usually takes one business day to process checks, but since the next day will be Christmas, the deposits will not be processed. At this point, the transactions presented to the account will be taken from the available balance,” it says.

On New Year’s Day. online banking and ATMs will still be available.

Government services will still be available on New Year’s Eve, and the stock market will be open but will close at 1 p.m.

Schools will be out, mail delivery will still come, and the vast majority of retailers will be open–although some might have shortened hours.