Beyond FICO: A Strategy for Productive Debt or Personal Leverage
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Beyond FICO: A Strategy for Productive Debt or Personal Leverage

Not all debt is bad: Productive debt builds assets and cash flow, while consumer debt funds depreciating expenses.
How to Reduce the Impact of RMDs
Featured

How to Reduce the Impact of RMDs

Managing required minimum distributions is a key part of protecting retirement income and minimizing taxes.
Trump Accounts Designed to Democratize the Stock Market
Featured

Trump Accounts Designed to Democratize the Stock Market

By investing early and consistently, Trump Accounts could help families build long-term wealth for their children.
What You Need to Know Before Making Financial Gifts
Featured

What You Need to Know Before Making Financial Gifts

Gifting to loved ones is often tax-friendly, but understanding the rules and choosing the right account can make your gift far more effective.
Roth Conversions: When They Make Sense—and When They Don’t
Featured

Roth Conversions: When They Make Sense—and When They Don’t

A Roth conversion can unlock tax-free growth and flexibility in retirement, but the decision hinges on timing, tax brackets, and cash flow.
The Epoch Times
The Epoch TimesThe Epoch TimesThe Epoch TimesThe Epoch Times
Trump Accounts Designed to Democratize the Stock Market

Trump Accounts Designed to Democratize the Stock Market

By investing early and consistently, Trump Accounts could help families build long-term wealth for their children.
What You Need to Know Before Making Financial Gifts

What You Need to Know Before Making Financial Gifts

Gifting to loved ones is often tax-friendly, but understanding the rules and choosing the right account can make your gift far more effective.
4 Money Habits Boomers Swore by That Millennials Are Walking Away From

4 Money Habits Boomers Swore by That Millennials Are Walking Away From

Millennials are rethinking the traditional boomer money playbook as changing markets and careers reshape how they build wealth.
Do You Need a Separate Insurance Policy for Valuables?

Do You Need a Separate Insurance Policy for Valuables?

Homeowners policies have limits on high-value items, so extra coverage is often needed.
Here’s When You'll Get Your Tax Refund From the IRS

Here’s When You'll Get Your Tax Refund From the IRS

Tax season is underway, with refunds expected to rise this year.
How to Reduce the Impact of RMDs

How to Reduce the Impact of RMDs

Managing required minimum distributions is a key part of protecting retirement income and minimizing taxes.
Roth Conversions: When They Make Sense—and When They Don’t

Roth Conversions: When They Make Sense—and When They Don’t

A Roth conversion can unlock tax-free growth and flexibility in retirement, but the decision hinges on timing, tax brackets, and cash flow.
Some Oddball Questions

Some Oddball Questions

Here are some answers to some odd social security questions.
You Saved for Retirement—Now What?

You Saved for Retirement—Now What?

Financial advisers weigh in on portfolio ‘bucket’ strategies and realistic withdrawal rates for a sustainable retirement.
Beyond FICO: A Strategy for Productive Debt or Personal Leverage

Beyond FICO: A Strategy for Productive Debt or Personal Leverage

Not all debt is bad: Productive debt builds assets and cash flow, while consumer debt funds depreciating expenses.
3 Ways to Save Money on Almost Everything

3 Ways to Save Money on Almost Everything

Smart negotiating and savvy tech tools can help you cut everyday costs without sacrificing your lifestyle, even as inflation lingers.
Time’s Up on Some Adjustable-Rate Mortgages

Time’s Up on Some Adjustable-Rate Mortgages

As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.
How Much Would a $50,000 HELOC Cost Each Month?

How Much Would a $50,000 HELOC Cost Each Month?

A $50,000 HELOC offers flexible access to home equity, but monthly costs can change with interest rates.
Opting for the Minimum Payment Changed My Life

Opting for the Minimum Payment Changed My Life

Opting for minimum payment could lead to a devastating cycle of debt.
Merchant Credit Card Fees Passed to Consumers

Merchant Credit Card Fees Passed to Consumers

Whether the retailer raises prices to meet fees or tacks on a surcharge, you could end up paying more when you swipe that card.