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Advice
Full Retirement Age in 2021 and Beyond
I know many people are saying, “Good riddance” to 2020, partly due to political turmoil but primarily due to the deadly COVID-19 virus. But as for me, I have been ...
December 24, 2020
BY
Tom Margenau
Push the Pause Button
Dear Dave, I’ve been following your plan, but recently I experienced a medical emergency. I’m about halfway through ...
December 24, 2020
BY
Dave Ramsey
Want to Create a Retirement Paycheck? Here Are Some Things to Consider
Dear Carrie: I just retired and am trying to figure out how to maximize all of my resources—Social ...
December 16, 2020
BY
Carrie Schwab-Pomerantz
A Holiday Gift Idea: My New Social Security Book!
First of all, let me wish a heartfelt happy holidays to all the wonderful readers of my column. ...
December 16, 2020
BY
Tom Margenau
Only You Can Make It Happen
Dear Dave, I’ve got so many things I want to address and change about my life, both personally ...
December 16, 2020
BY
Dave Ramsey
In a Year Full of Challenges, How Can We Give Back?
Dear Readers: As I recently wrote, this holiday season is going to be different for a lot of ...
December 10, 2020
BY
Carrie Schwab-Pomerantz
Benefits for Widows
I get a lot of emails from women who have questions about the widows benefits they are already ...
December 10, 2020
BY
Tom Margenau
Hope Can’t Be Taken From You
Dear Dave, I lost my job a few days ago. We had an idea cuts were coming, but ...
December 10, 2020
BY
Dave Ramsey
Introducing Fractional Shares: A New Way to Get Started Investing
Dear Carrie: I’ve been hearing about fractional shares as a way to invest in the stock market. Can ...
December 2, 2020
BY
Carrie Schwab-Pomerantz
Misplaced Gripes About Letters From Social Security
I’ve pointed out many times how people are quick to gripe about the government in general and the ...
December 2, 2020
BY
Tom Margenau
Patience, Determination, … and Time
Dear Dave, One of my resolutions this year was to start living on a budget, and gain control ...
December 2, 2020
BY
Dave Ramsey
How to Fund Your Dreams in 2021
We all had big dreams as little kids. Maybe your dream was to be an astronaut, a musician, ...
December 2, 2020
BY
Rachel Cruze
Don’t Let Money Fights Steal Your Joy
Dear Dave, My husband and I usually have a few disagreements around the holidays when it comes to ...
November 25, 2020
BY
Dave Ramsey
Worried About Holiday Spending? This Is a Year to Think Differently
Dear Readers: Like so much in our lives this year, the holidays are going to be different for ...
November 25, 2020
BY
Carrie Schwab-Pomerantz
Why Me? Ask the Social Security Administration for Help
Let me ask a question. If your furnace stopped working on the coldest day of the year, would ...
November 25, 2020
BY
Tom Margenau
How to Avoid a Holiday Hangover… From Overspending
Black Friday is coming! Everywhere you look there’s a good deal to be had. And this year, most ...
November 20, 2020
BY
Chris Hogan
Does It Make Sense to Buy Your First Home While You’re in the Military?
Dear Carrie: I’m one year into my four-year contract with the Army. I currently live off base but ...
November 19, 2020
BY
Carrie Schwab-Pomerantz
‘I’ll Tell You What’s Wrong With Social Security!’
Every single day, more than a few of the emails I get from readers start out with this ...
November 19, 2020
BY
Tom Margenau
Save Up to Get Out of the Rust Bucket
Dear Dave, I let my fiancée use my car to get back and forth to work, and it ...
November 17, 2020
BY
Dave Ramsey
Older Investors Are Asking: Should I Get Out of Stocks?
Dear Carrie: I’m 70, and like a lot of older investors, I was still heavily invested in the ...
November 12, 2020
BY
Carrie Schwab-Pomerantz
Plan Ahead
I was just looking at a photo album with highlights of a memorable trip my wife and I ...
November 12, 2020
BY
Tom Margenau
How to Avoid Overspending on Christmas
You’ve been there. You open up a holiday sale email, and the colorful images of trendy new items ...
November 10, 2020
BY
Rachel Cruze
Will My Mother-in-Law Be Okay?
Dear Dave, My mother-in-law is 60. She works hard and has no debt, but she also has no ...
November 10, 2020
BY
Dave Ramsey
Refinance in Baby Step 2?
Dear Dave, My husband and I are on Baby Step 2, and we’ve paid off about $30,000 in ...
November 6, 2020
BY
Dave Ramsey
How Can I Make the Most of My Stock Options?
Dear Carrie: I recently accepted a position at a small startup, where my salary is about the same ...
November 6, 2020
BY
Carrie Schwab-Pomerantz
Social Security and Women
I really don’t have any way of knowing this, but I’m guessing the majority of my readers are ...
November 6, 2020
BY
Tom Margenau
Is Your Financial ‘Go Bag’ Packed and Ready?
Dear Carrie: I know I need an emergency fund, but with all the disasters happening these days, what ...
October 29, 2020
BY
Carrie Schwab-Pomerantz
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