Dave Ramsey | The Epoch Times

Dave Ramsey

Dave Ramsey is CEO of Ramsey Solutions, host of The Dave Ramsey Show, and a best-selling author, including “The Total Money Makeover.” Follow Dave at DaveRamsey.com and on Twitter @DaveRamsey.

Retirement Funding Comes Before College Savings

Dear Dave, A friend told me about your Baby Steps program. I have one question, though. I noticed ...

Advice February 9, 2021
Put a Little More Thought Into It

Dear Dave, I don’t like admitting this, but I absolutely hate my job. Last year I almost cashed ...

Advice February 3, 2021
Don’t Embrace the Wrong Things

Dear Dave, Your plan has been a lifesaver for us. Why do you think some people are unwilling ...

Advice January 27, 2021
Do Some of All Three, and Enjoy the Ride

Dear Dave, I was talking to a friend the other day, and I couldn’t remember what you said ...

Advice January 20, 2021
Let Kids Make Mistakes (and Learn From Them)

Dear Dave, We just started teaching our seven-year-old about money. He’s very eager to learn, and he seems ...

Advice January 13, 2021
There Are Other Ways

Dear Dave, I really don’t have any established credit, because I’ve never taken out a loan or had ...

Advice January 6, 2021
Don’t Let Budgeting Myths Sabotage Your Finances

Dear Dave, I made a resolution to start following your plan in 2021. I talked to my parents ...

Advice December 30, 2020
Push the Pause Button

Dear Dave, I’ve been following your plan, but recently I experienced a medical emergency. I’m about halfway through ...

Advice December 24, 2020
Only You Can Make It Happen

Dear Dave, I’ve got so many things I want to address and change about my life, both personally ...

Advice December 16, 2020
Hope Can’t Be Taken From You

Dear Dave, I lost my job a few days ago. We had an idea cuts were coming, but ...

Advice December 10, 2020
Patience, Determination, … and Time

Dear Dave, One of my resolutions this year was to start living on a budget, and gain control ...

Advice December 2, 2020
Don’t Let Money Fights Steal Your Joy

Dear Dave, My husband and I usually have a few disagreements around the holidays when it comes to ...

Advice November 25, 2020
Save Up to Get Out of the Rust Bucket

Dear Dave, I let my fiancée use my car to get back and forth to work, and it ...

Advice November 17, 2020
Will My Mother-in-Law Be Okay?

Dear Dave, My mother-in-law is 60. She works hard and has no debt, but she also has no ...

Advice November 10, 2020
Refinance in Baby Step 2?

Dear Dave, My husband and I are on Baby Step 2, and we’ve paid off about $30,000 in ...

Advice November 6, 2020
Jump In!

Dear Dave, I recently received my master’s degree in finance, and for the last four years I’ve had ...

Advice October 26, 2020
Taking the Dread Out of Budgeting

Dear Dave, I’ve been trying to get my sister and her husband on your plan, but they’re hesitant ...

Advice October 20, 2020
Try to Help Him, but Move Slowly

Dear Dave, My boyfriend lives in a different state, and I’m planning to move there when we get ...

Advice October 14, 2020
Saving for a Car

Dear Dave, I decided a couple of years ago to start following your plan. Part of getting out ...

Advice October 7, 2020
Handling Debt Collectors

Dear Dave, Do you have suggestions on how to interact with debt collectors? Sometimes they are reasonable and ...

Advice September 30, 2020
Use Non-Retirement Account to Pay Off Debt?

Dear Dave, I have $11,000 in a mutual fund account that is not a retirement account. My wife ...

Advice September 23, 2020
Get Practical When It Comes to Saving

Dear Dave, I’m having a hard time saving money. Do you have any practical advice for saving when ...

Advice September 15, 2020
Christmas in … September?

Dear Dave, I know it may be early to talk about Christmas, but do you have any advice ...

Advice September 8, 2020
Simple Steps

Dear Dave, With COVID-19 and all the resulting economic problems, do you have any advice for what a ...

Advice September 1, 2020
Show Them Your Value!

Dear Dave, I’ve been with my company almost four years. Currently, I make the same money as a ...

Advice August 25, 2020
Build Wealth in College?

Dear Dave, What advice do you have for college students who want to plan for the future and ...

Advice August 17, 2020
A Very Generous Offer

Dear Dave, My in-laws have very generously offered my wife and I $250,000 to help with a down ...

Advice August 11, 2020

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