A fixed-rate mortgage offers stability, but the term you choose can dramatically affect your finances. Here’s what to know before you decide.

Mold damage is costly and usually excluded from homeowners insurance—but certain situations and endorsements may offer coverage.

You paid into Social Security for decades, but your benefits may still be taxed in retirement—here’s how it works and how to lower the bill.

Gifting to loved ones is often tax-friendly, but understanding the rules and choosing the right account can make your gift far more effective.

Managing required minimum distributions is a key part of protecting retirement income and minimizing taxes.

A Roth conversion can unlock tax-free growth and flexibility in retirement, but the decision hinges on timing, tax brackets, and cash flow.

Here are some answers to some odd social security questions.

Not all debt is bad: Productive debt builds assets and cash flow, while consumer debt funds depreciating expenses.

Smart negotiating and savvy tech tools can help you cut everyday costs without sacrificing your lifestyle, even as inflation lingers.

As adjustable-rate mortgages reset, homeowners face higher payments and tough choices.

Opting for minimum payment could lead to a devastating cycle of debt.

Whether the retailer raises prices to meet fees or tacks on a surcharge, you could end up paying more when you swipe that card.