San Francisco

Real Estate Q&A with Alicia part 9

Lenders schedule of removing bad credit for consumers (Courtesy of Alicia Zhao)
Lenders schedule of removing bad credit for consumers (Courtesy of Alicia Zhao)

Q: I had my past home foreclosed six years ago. Now the foreclosure record no longer shows on my credit report. Can I get a...

San Francisco

Real Estate Q&A with Alicia #8

Q: Why was my loan rejected, even though I have an excellent credit score? A: Credit scores are one of many factors an underwriter uses to evaluate a loan profile. Here are some of the key factors that could affect …... Read More




  • Tian Guo Marching Band performs during World Falun Dafa Day in San Francisco Portsmouth Square (Chris L Photo for Epoch Times)

    San Francisco Celebrates World Falun Dafa Day

    SAN FRANCISCO—Hundreds of Falun Dafa practitioners from around the Bay Area participated in the celebration of World Falun Dafa Day in San Francisco on May... Read more

  • 663 Marina Blvd. San Francisco (Chris L Photo for Epoch Times)

    Serenity in the City: A Marina Masterpiece

    Breathtaking. The only word to describe sweeping views of the San Francisco Bay, extending from the magnificent Golden Gate Bridge to Alcatraz Island, and facing... Read more

  • Sloth on all fours seeking salt. Photo courtesy of camera trap video compilation from Tiputini Biodiversity Station.

    Rare Endangered Species Video for Oil Exploited Park

    A compilation of new camera trap videos from Yasuni National Park shows off rarely seen species like the rufous-vented ground cuckoo (Neomorphus geoffroyi) and the... Read more

  • Alicia Zhao, Personal Mortgage Consultant

    Real Estate Q&A with Alicia

    Q: Why did my house’s appraisal value come in lower than that of another house sold in my neighborhood? A: When an appraiser evaluates a... Read more

  • The Presidio Dance Theatre opened its annual event “Dancing Across Cultures” at the Opera House with an uplifting dance from the Ukraine. (SHERENE MELANIA/PRESIDIO DANCE THEATRE)

    Young Dancers Bring World Culture to Bay Area Kids

    SAN FRANCISCO—About 3,000 kids from around the Bay went on a field trip on May 4, not just to the prestigious San Francisco Opera House... Read more

  • 2014 International Culinary Competition in New York (Courtesy of NTD Television)

    James Beard: The Father of Cuisine Americana

    If you think the Food Network, Top Chef, or Rachel Ray ushered in the era of the celebrity chef, foodie culture, and cooking shows—think again... Read more

  • Alicia Zhao

    Does pre-approval mean I’ll have no problem getting a home loan?

    Q: I got a pre-approval letter from my bank, does that mean I’ll have no problem getting a home loan? Alicia: That’s not necessarily the case... Read more

  • Alicia Zhao

    What is a common mistake real estate buyers make?

    One common mistake of real estate buyers is to make an offer without first getting their loan fully preapproved. Many times, buyers think they don’t... Read more

  • Courtesy of The Armenian Genocide Commemoration Committee of Northern California

    An Armenian Journey, 1915–2015

    A special concert commemorating the 100th anniversary of one of history’s darkest chapters, the Armenian Genocide, will perform at San Francisco’s iconic Palace of Fine... Read more

  • Alicia Zhao

    Real Estate Q&A With Alicia Zhao

    QUESTION: In this hyper-competitive Bay Area market, what’s the best way to make your offer stand out? Alicia:There are various ways to make your offer... Read more

  • A massive fire following a pipeline explosion roars through a mostly residential neighborhood in San Bruno, Calif. on  Sept. 9, 2010. (AP Photo/Jeff Chiu)

    Regulators Penalize PG&E $1.6 Billion for Pipeline Blast

    SAN FRANCISCO—California Public Utilities Commission voted Thursday to penalize Pacific Gas & Electric Co. $1.6 billion for a 2010 gas pipeline explosion that killed eight... Read more

  • (Chris L Photo for The Epoch Times)

    ‘The Original Wozniak Estate': A Crossroads of Postmodern Design and Imagination

    It’s clear Steve Wozniak’s time at his former home on 300 Santa Rosa Drive in Los Gatos was filled with lots of kids, love, and... Read more

  • Danny Mander at the USS Hornet Museum in Alameda on March 8 recalls his days with Churchill and Montgomery. (Flora Qu/Epoch Times)

    Danny Mander Talks About His Days With Churchill

    ALAMEDA—The fate of the free world hung in the balance in 1943 when the Allied leaders, Roosevelt and Churchill, got Stalin to join the war... Read more

  • (Arthur Sharif & Associates)

    English Country Living in the Heart of the Bay Area

    A short drive past idyllic downtown Woodside, you enter a world of Arcadian serenity. Anchored by a grand six-bedroom, five-and-a-half-bath English-inspired country estate the cast... Read more

  • A matching score is given for each job opening provided. Candidates will then tell the system how they feel about each job, so it can learn their preferences. (WorkTies)

    Berkeley Startup Helps You Find Your Dream Job

    Looking for your perfect job is a bit like looking for a relationship—it’s important to understand what you really want, and what will really work... Read more

  • Lyft co-founder John Zimmer displays his company's "glowstache" following a launch event on Monday, Jan. 26, 2015, in San Francisco. Drivers filed a lawsuit against the company for failing to pay promised bonuses. (AP Photo/Noah Berger)

    Lyft Failed to Pay Drivers Thousands of Bonuses, Says Lawsuit

    Lyft cheated new drivers out of promised $1,000 bonuses, stated a federal class-action lawsuit announced Friday. Hundreds of drivers lost a total of at least... Read more


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