Personal Finance

Buyer Beware, Online Shopping Prices Vary User to User

You might not be getting a great deal…. (Shutterstock*)
You might not be getting a great deal…. (Shutterstock*)

People have a mental model of shopping that is based on experiences from brick-and-mortar stores. We intuitively understand how this process works: all available products...




  • The next generation of Swedish coins on display. According to a new report, however, Sweden may move toward a cashless society as early as 2030. (Courtesy of Riksbanken)

    Sweden May Become First Cashless Society

    GOTHENBURG, Sweden—Sweden could become one of the first cashless countries, a new report finds. Swedes already conduct four out of five transactions without involving cash... Read more

  • (Nito100/iStock/Thinkstock)

    Understanding Your FICO Credit Score

    The best way to understand how to build credit is to first understand how credit scores are composed. The score we will be using in... Read more

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    10 Ways to Eat Healthy on a Budget

    Eating healthy doesn’t always need to be expensive – with some guidance and a little bit of planning, you can be eating healthfully while saving... Read more

  • Financial numbers flow on the digital ticker tape at the TMX Group in Toronto's financial district. (The Canadian Press/Darren Calabrese)

    Why the Best Dividend Stocks Are Your Most Reliable Investment

    Dividends rarely get the respect they deserve, especially from beginning investors.  That’s because a dividend-paying stock’s yearly 2–3 percent or 5 percent yield barely seems... Read more

  • Silly Sales Tactics You Fall For Every Day

    Whenever you shop, whether it’s for food, clothing or just about anything else, odds are good that you often spent more than you meant to... Read more

  • For Cassandra Rose and Conrad Goetzinger, shown on the porch of their home in Omaha, Neb., wage garnishments are the single largest expense in their budget. (Eric Francis/AP for ProPublica)

    Old Debts, Fresh Pain: Weak Laws Offer Debtors Little Protection

    Critics say the 1968 federal law that allows collectors to take 25 percent of debtors’ wages, or every penny in their bank accounts, is out... Read more

  • To be a successful real estate investor, you need a clear idea of the right strategies and objectives that are appropriate for your situation. (Fotolia)

    Six Considerations Before Starting to Invest in Real Estate

    Before you dive headfirst into real estate investing, there are a number of things you need to think about. Real estate investing is not just... Read more

  • Use your military BAH to build a portfolio of income-producing real estate (Shutterstock*)

    Using Your Military BAH to Build Your Wealth

    The military can be a gold-mine, if you choose to dig it. It’s no secret that military members move around the country or world quite... Read more

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    Join a Co-Op and Bulk Up for Cheap!

    Grocery prices got you down? Organic foods seem out of your budget? Join a co-op and buy your natural foods in bulk. Order ahead and... Read more

  • ( Ed Yourdon, CC BY-NC-SA 2.0)

    5 Ways Families on Real Budgets Can Afford Organic Food

    By Mike Adams, editor of Natural News Everybody who cares about their health wants to eat organic, non-GMO foods, but the challenge is being able... Read more

  • Agrium’s headquarters is pictured in Calgary on May 7, 2014. The company has been very active in buying back its own stock over the past few years. (The Canadian Press/Larry MacDougal)

    Why Investors Should Get More Excited About Share Buybacks

    Wise investors always value dividends, but many investors don’t realize that share buybacks can be just as valuable as dividends, and in some cases, more... Read more

  • Once people reach a certain threshold of material comfort, extra money makes very little difference. (ellyn.CC BY-SA 2.0)

    Can Money Buy Happiness?

    If survey data are to be trusted, there’s a surprisingly weak relationship between money and happiness. As national incomes rise, happiness does not increase. Consider... Read more

  • This property in Ottawa is an example of one that was recently closed and will be used for a rent to own. (Innovalty Investments)

    Rent-to-Own as a Successful Real Estate Investment Strategy

    A popular type of real estate investment strategy is what is known as “rent-to-own” investing, or “lease option” investing. I will use the term “rent-to-own”... Read more

  • Investment properties in the U.S. can create additional tax filing requirements for Canadians depending on how the property is used. (Fotolia)

    Considerations for Canadians on Owning US Real Estate

    More and more Canadians are purchasing U.S. real estate for personal and/or rental use. It’s important to understand how different ownership options lead to different... Read more

  • Vacation homes can create difficult tax considerations when transferring to children or grandchildren. (AP Photo/Nick Ut)

    The 3 Hidden Financial Traps of Cottage Ownership

    If you already have a cottage in the family, there may be looming ownership, tax, and estate-planning problems if you’re thinking of selling or transferring... Read more

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    Exploring the Nascent Future of Bitcoin (Videos)

    In terms of a life-cycle of technology, it is easy to see Bitcoin as being at the same developmental stage as babies going through the... Read more


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