More and more Canadians are purchasing U.S. real estate for personal and/or rental use. It’s important to understand how different ownership options lead to different...
Estimating Costs Critical in Buy, Fix, and Flip Real Estate Investing
In my last article, I talked about the two most popular real estate investment strategies. Last time we covered buy, rent, and hold; this article... Read more
Preparing for Your First Real Estate Investment
Most people have heard of real estate investing as a profitable investment strategy, especially these days with the current state of the stock market. People... Read more
Three Ways To Cut Investment Costs
Do fees matter? Of course they do! It wasn’t always that way. When market performance is strong overall, fees don’t seem to matter (when your... Read more
Do You Really Need Mortgage Insurance?
You’ve bought a new house, and you’re sitting with the bank’s loans officer ready to sign for that mortgage. Then she casually asks, “Would you... Read more
Investors Group Mortgage Deal Comes With Strings Attached
If you’ve been shopping around for a mortgage, you’ve probably heard about Investors Group’s offering of a variable-rate mortgage for 1.99 percent for a three-year... Read more
Which Is the Best Retirement State?
Florida and Arizona may be home to some of the country’s most popular retirement spots, but South Dakota is the best state for retirees. Bankrate.com... Read more
How Much to Save, What to Invest in for Retirement
As the editor and publisher of Dave Paterson’s Top Funds Report, I get many investment-related questions. But there are two questions readers ask most often:... Read more
Understanding the Risks of Leverage
Should you borrow to invest? Looking to add to their investment in a hot, new stock, or to get in on the latest investment fad,... Read more
Best Money Apps for Budgeting
Managing your budget can get pretty tricky but these mobile apps will help you stay on top of your bills and spending habits. …... Read more
Tax Tips for Canadian Taxpayers
With the extended tax-filing deadline of May 5 rapidly approaching, you still have time to make sure you’re taking advantage of every single tax break... Read more
How to Tap Into Your RRSP to Buy a House
There’s a cardinal rule for making RRSP withdrawals before maturity: Don’t! The tax hit on withdrawals has always been a huge obstacle to using your... Read more
Six Tips to Help You Survive the Mortgage Market
The spring real estate market is gathering momentum. So here are a few things you should know about mortgages to avoid getting fleeced. First of... Read more
Don’t Count on Home Equity for Retirement Income
Are you counting on your home to fund your retirement? You’re not alone. A recent survey by Sun Life Financial showed that 24 percent of... Read more
Five years ago, I was introduced to minimalism by my neighbor. It was a short conversation, only a few sentences long. I had been working... Read more
Top 3 Ways to Not Break Your Budget
Last year Americans spent $4.3 trillion on retail sales. We have three things to avoid so you don’t break your budget and overspend on things... Read more
Bubble Time Again?
Two events in 2013 stand out as pivotal. The balance sheet of the U.S. Federal Reserve was expanded 37 percent to surpass US$4 trillion. Secondly,... Read more